Metro Bank

Metro Bank Holdings plc is a UK-based retail and commercial bank headquartered in London, England. Established in 2010 as the first new high-street bank in Britain in over a century, Metro Bank operates an extensive network of branches offering personal, business, and corporate banking services. The bank differentiates itself through customer-centric operations, extended branch hours, and a focus on face-to-face service. In the first half of 2025, Metro Bank reported revenue growth of 22% to £286 million and underlying pre-tax profit of £45 million, driven by strong SME lending and mortgage origination. The bank continues to optimize funding by maintaining one of the lowest costs of deposits among U.K. high street lenders, while reducing operating expenses through digital transformation. Its strategic focus ludes strengthening liquidity buffers, enhancing SME services, and expanding its digital product range amid a stable capital structure satisfying PRA regulatory standards.